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  • Credit Evaluation

    We’ll review all three bureau reports, then provide you with a comprehensive analysis of the issues keeping your scores lower than they could be.

  • Plan Your Strategy

    During your consultation, we’ll tailor a strategy unique to your situation to meet your goals quickly. We won’t place your needs into a cookie cutter. 

  • See Results

    You’ll have access to our secure portal where you can watch your progress and see your scores soar.

  • “Take Action, Take Control”

    Nobody cares about your future as much as you do. The truth is, you are in control. Not everyone that has low credit scores has bad credit. Some people just don’t have enough credit. We have the solutions for your situation. Are you ready to move your life forward? For just $1 enroll in a 7-Day Trial credit monitoring service with Identity IQ. Then we can import your credit reports into our system and provide you with your credit analysis and consultation.


  • Credit Repair

    Credit repair is more than just disputing derogatory information. We’ll show you how to, and why you must, correct your personal information profile. We’ll work to negotiate with creditors and collectors to permanently remove derogatory accounts. We’ll even teach you strategies to avoid hard inquiries in the future.

  • Tradelines

    Need to qualify for a mortgage or a business loan fast but your scores aren’t quite high enough? Tradelines are the answer. Add our authorized user accounts to your credit history and watch your scores rise from 50 to 200 points in as little as 2 weeks. Many of our credit repair clients opt to add tradelines after we’ve optimized their profiles.

  • Personal & Business Loans

    Do you need access to cash but can’t qualify for a bank loan? We have a variety of low cost consumer loans and business financing programs to fit your needs. We’ll discuss your needs then review your credit and income. You might be surprised how much we can help you qualify to receive. Some loans fund in as little as 3 days!

  • “We Take On The Big 3!”

    Credit bureaus are bound by several federal consumer credit laws, including the Fair Credit Reporting Act. Unfortunately, all too often they violate the law and your rights. Our job is to know how to force the credit bureaus to comply by accurately reporting all information according to the restrictions imposed upon them by law. The reason credit bureaus fail to comply with the law is simple: MONEY. Compliance with federal law would cost them millions of dollars more each year. Fairly reporting consumer credit without the consumer fighting for their rights would cost them millions more each year in lost revenue. How, you ask? Because credit bureaus are in business to sell data about you. They sell this data to creditors who want to extend credit to you. Creditors can charge you more interest if your credit is less than excellent. Therefore, creditors are willing to pay the credit bureaus more money for consumer files with less than excellent credit.

  • Client Reviews and Testimonials

  • I can’t believe it. Two months ago my realtor told me that I couldn’t qualify for a mortgage. She sent me to Kala Group Credit Now, I am closing on my new house next week! I love you guys! Thank you so much!

    C. Hollister

  • Thank you very much! To date, I have been quite pleased with your service and happy to report that my credit is very good now.

    J. L. McKinzie

  • Now this is what I call SERVICE. I can't wait to see the negative entries fall off my other reports as well! Thanks a million!

    H. Lively